The bank card will not be canceled by itself. Some banks will have an impact on your personal credit if you don't use it for a long time. In short, cancel bank cards that are no longer in use in a timely manner.

How to cancel a bank card:

The method of canceling a bank card is very simple. As long as the cardholder takes the bank card and his or her ID card to the same bank as the bank where the card was issued, apply for cancellation. That’s it.

Notes on canceling bank cards:

1. For debit cards, if the card is not used for a long time, it will generally be automatically frozen and will not affect your personal credit record. If it is a credit card, it will not be automatically frozen if it is not used for a long time, and it may be overdue due to annual fees.

2. To cancel a credit card account, you must withdraw the balance on the card and ensure that there is no outstanding balance on the card;

3. After the debit card account is successfully canceled, it will not affect future applications. After a credit card is successfully closed, if your personal credit has been affected by careless use of the card before, it will cause some trouble in applying for a credit card in the future.