Credit cards are easy to handle, such as Guangfa True Love Card, CITIC Bank JD.COM White Card, China Merchants Bank YOUNY Card, Bank of Communications Credit Card and Industrial Bank Credit Card, all of which are quite good. The speed at which other banks apply for credit cards also depends on the specific operation of the banks.
1, Guangfa Zhenqing Card
Guangfa True Love Card is the first credit card specially designed for women in China, with a large number of cards issued. General applicants can apply for this card as long as they have a stable income.
As the top card issued by Guangfa, True Love Card provides unique credit card consumption enjoyment for female users. Cardholders can choose one of the four consumption types of catering, entertainment, department stores and tourism according to their consumption habits, and enjoy triple credit card points discount.
As a member of the vast number of female compatriots, a friend recently got a card, and soon. My friend applied on WeChat. After submitting the information, the bank sent a text message to reply to the approval result within a few minutes, and received the card the next day.
2. CITIC Bank JD.COM White Card.
JD.COM White Card was jointly launched by CITIC Bank and JD.COM Mall. Within a few days of launch, the number of applications exceeded 65,438+10,000. I have to admit, this credit is really amazing. The target group of JD.COM White Card is young people, with low application threshold and fast card issuance. The first "internet plus" credit card in China was grandly launched, so the white card that keeps up with the trend of the times certainly attracts young users.
Of course, JD.COM White Card is not only easy to apply for and suitable for young people, but also has many other advantages. For example, compared with other credit cards that are easy to get off the card, JD.COM White Card has a higher credit limit; Shopping in JD.COM Mall can enjoy a 30-day interest-free payment period, and spending with a small white card can enjoy a 50-day interest-free repayment period. You can also enjoy various points and preferential activities.
3. China Merchants Bank YOUNY Card
For young people with unstable jobs, it is really not easy to get a credit card, but the youth card of China Merchants Bank lowers the threshold for young people to get a card. When submitting the application materials, the applicant can easily apply for a card by submitting a diploma with a bachelor's degree or above.
Moreover, China Merchants Bank YOUNG Card has the general rights and interests of China Merchants Bank Credit Card, such as points and preferential activities. The biggest feature of this card is that the withdrawal amount is as high as 100%, which is not available in other China Merchants Bank credit cards, and there is no handling fee for the first withdrawal amount every month. But this card is only for young people under 30 years old (including 30 years old), and friends over 30 years old can't do it.
4. Bank of Communications Credit Card
The credit card processing threshold of Bank of Communications is also not high. Applicants only need to provide their ID cards and photos of themselves, and they can basically get the certificates. It is also faster to get on the card and more suitable for young people. However, although the Bank of Communications has a fast card processing speed, the credit card quota is not very high.
5. Industrial Bank Credit Card
The card processing speed of Industrial Bank is particularly fast. As long as you provide another credit card, you will receive a short message reply immediately, whether the application is passed or not, and the amount, but the premise of successful card application is that there is no bad credit record.
Which bank credit cards are easy to handle? Look at these three.
Nowadays, many card friends like to apply for cards online. Although online card processing is faster than the counter, we should pay attention to the choice of banks. After all, the speed of credit card approval varies from bank to bank. Here are a few banks with good credit card applications and fast card issuance for your reference.
Which bank credit cards are easy to handle in 2020?
1, Bank of Communications:
According to many card friends' feedback, it is usually the same day to handle the card in the official channel of Bank of Communications, and the approval result can be obtained on the same day, and the card can be issued within two days. It only takes three days from the application to the card application, and the amount given is also very generous. As long as the card can be approved, it is more than 6.5438+0 million yuan. In the choice of card types, Bank of Communications Y-power Credit Card, Wal-Mart Co-branded Card and some Co-branded Cards are all cards that can be issued quickly.
2. Industrial Bank:
The credit card of Industrial Bank is relatively easy to apply in many joint-stock commercial banks, and the card issuing speed is quite fast. If a non-white household applies for a card, you can get the result in 5 minutes at the earliest.
I've practiced this myself. I set up a Taobao card in Alipay life. I want to authorize sesame seeds when applying. After submitting the application, I received a text message saying that I passed. I asked to go to the bank to sign the card in person, and the amount was 10 thousand, which was quite good.
3. Minsheng Bank:
The credit card of Minsheng Bank is also easy to handle, and it is issued quickly, especially for non-white households. In other banks, there are credit cards that have been used for more than 1 year, and the credit line is 10000 yuan. If you apply for a card through Alipay, you will receive a notice of approval as soon as you submit your application.
Finally, I would like to remind you that although all the credit card outlets of these banks have applied for the next card, they still have to sign in person to use the credit card. Everyone must be fully prepared before the face-to-face signing.
Which bank issues credit cards the fastest?
Which bank has the fastest credit card?
At present, China Everbright Bank has launched a DIY credit card instant self-service card issuing system, which takes only one minute from applying for a card to getting it, which can be said to be the fastest among all banks.
The processing time of credit cards in other major banks is similar, generally around 15 working days. Of course, there may be special circumstances, such as bank delay or mailing delay, which are all possible.
For example, if we want to apply for ICBC's credit card, we must first fill out an application form. In general, the application form is applicable to Peony International Card, Peony Credit Card and Peony Credit Card. Applicants should also meet certain conditions, namely: at least 18 years old, with full capacity for civil conduct; Individuals with fixed residence and stable income can apply for Peony Card from Industrial and Commercial Bank of China. You have the right to wait for the bank only if you meet the requirements for credit card processing, fill out the application form and provide the information needed by the bank.
For example, if you want to apply for a wide card, you can pay attention to the urgent handling (if you want to collect money from 80 yuan, you will deduct it from the card if you succeed, and you will not be charged if you fail, and the card will be sent to you by EMS). You need to explain to the business manager when you apply for a card, and you should also make comments on the application materials yourself. Besides, the business manager will let you know. No problem. If it is generally urgent, it will be received within half a month.
Tips: If you want to apply for a credit card quickly, you must first meet the conditions for handling the card yourself, and then you can mark "Emergency Handling" in the process of handling, so that you can apply for a credit card quickly.
Which bank is easier to apply for a credit card?
There are many types of credit cards in banks, and the standards are different. The following credit cards are relatively easy to apply for.
1, CGB credit card
Guangfa Credit Card has many activities, large amount, convenient application and many loyal fans. The easiest credit card to apply for is of course Guangfa True Love Credit Card. This card is the first female-only credit card in China, and the triple points of self-selected merchants have made countless female consumers crazy. More importantly, it is simple and quick to handle this card. As long as you provide stable income proof and personal information, there is no obstacle to applying for this card.
2. China Merchants Bank Credit Card
The best card of China Merchants Bank is China Merchants Youth Card, which is one of the most popular and favorite cards for young people. Fresh graduates can apply for small white-collar workers, and college students who have reached 18 can also apply for formal internship contracts. If the maximum withdrawal amount of 100% credit line is not enough, then the first withdrawal every natural month is free ~ ~
3. Ping An Bank Credit Card
Ping An Bank's credit cards are very grounded, such as the owner's card for car owners, the standard card for supermarket shopping, the platinum card discount at the airport, and direct access to the cinema. Card promotion covers food, fitness, entertainment, shopping and so on. TOP2, the most sought-after and easiest credit card to handle.
4. CITIC Bank Credit Card
CITIC Bank's credit card network application is quite efficient, and the bank will accept it within 24 hours! Auditing information is very simple, just copy an ID card, and there are many preferential activities, such as refueling points, full cash back, free food, giving away movie tickets and so on. The fastest day to issue a card, the maximum amount is 65,438+10,000, and the two most worthwhile cards of CITIC Bank Credit Card are none other than them.
5. China Everbright Bank Credit Card
The installment fee of Everbright Credit Card has always been the lowest in China, and the approval success rate is high. Getting the card as soon as possible is good for the reputation of card friends. Ten yuan welfare life to create the most affordable activities of eating, drinking and having fun. Ten dollars to watch movies, enjoy food, wash beautiful clothes and cars?
6. Industrial Bank Credit Card
Industrial Bank has few outlets, but many activities and benefits. For card friends who love to travel, mango co-branded credit card is essential. It is the oldest and most sought-after card in domestic credit card tourism products. In addition, the application success rate is often much higher than other credit cards. Of course, if you can show the customer service staff the proof that you intend to travel abroad during the application process, the application for mango card will be at ease!
Let's stop here for any bank to launch a credit card as soon as possible.