in order to protect the interests of cardholders to the maximum extent, Ping An Bank provides cardholders with a repayment grace period of up to 3 days. It is only necessary to ensure that full repayment within 3 days after the last repayment date will not generate interest, or paying off the minimum repayment amount within 3 days after the last repayment date will not generate liquidated damages and will not affect credit (customers who fail to repay their bills on time in the previous period cannot enjoy this service).

for example, if the last repayment date is 21st of each month, the repayment can be made to the account before 24: pm on 24th of that month at the latest, and the service does not need to be applied for voluntarily.