When are the billing dates and repayment dates for Ping An Bank’s credit cards?

The billing dates and repayment dates are fixed.

The repayment dates for Ping An Bank credit cards are the 21st, 23rd, 25th, 28th, 1st of the next month, 3rd of the next month, 5th of the next month, 8th of the next month, 10th of the next month, and 13th of the next month.

Ping An Bank statement dates are 3, 5, 7, 10, 13, 15, 17, 20, 22, and 25 of each month

1. Ping An Bank credit card statement dates< /p>

First of all, we need to know that the billing date of Ping An Bank credit card is not determined by card type. The billing date of all cardholders may be different. It is randomly assigned by the system and is due to be repaid 18 days after the billing date. sky. General consumption on the billing day can enjoy an interest-free period of up to 51 days. The billing date and final repayment date of Ping An Bank can be modified. But it can only be modified twice a year. The date of Ping An Bank's credit card account statement refers to the date on which Ping An Bank regularly settles all transactions and expenses incurred in the current period on the credit card holder's credit card account, settles interest, and calculates the corresponding amount for the current period of the credit card holder. Depending on the number of days for charge calculation, the initial billing date of Ping An Bank's credit card will be generated by the system when Ping An Bank reviews the credit card. If necessary, the credit card holder can call the Ping An Bank credit card customer service hotline (95511-2) to modify the bill. Date and statement date can only be modified once within 6 months. Currently, Ping An Bank can choose 5, 7, 10, 13, 15, 17, 20 and 25 credit card accounts.

2. Ping An Bank Credit Card Repayment Date

When returning Ping An Bank credit card, all customers of Ping An Bank have fixed accounts. Count your transactions and generate invoices before the account date and the day of the month following the previous month's account date. The account book is your refund within 18 days after the invoice date, and the deadline for Ping An Bank Card is 18 days after the account book date. In order to protect the best interests of customers, Ping An Bank provides cardholders with a repayment period of up to three days. This repayment period shall be repaid in full within three days after the last repayment date, with no interest or minimum amount repayment within three days after the last repayment date, without any penalty or credit impact. The final repayment date is 21. Refunds can be made until four o'clock. There is no need to actively apply for this service. Customers who are unable to repay their final bill in time are not eligible for this service.

Ping An Bank Credit Card Statement Date

When applying for a Ping An Bank credit card, the cardholder cannot specify the credit card statement date. Ping An Bank will randomly assign a date to the cardholder as Credit card statement date. Therefore, the initial billing date of Ping An Credit Card may not meet the cardholder's needs. Cardholders can call Ping An Bank's credit card customer service hotline (95511-2) to modify the billing date of their credit card.

Currently, Ping An Bank cardholders can choose a date among the 5th, 7th, 10th, 13th, 15th, 17th, 20th and 25th of every month. The billing date of your credit card. In order to prevent cardholders from modifying the credit card statement date too frequently, Ping An Bank has limited the number of modifications that cardholders can make: within six months, cardholders can only modify the credit card statement date once.

Corresponding to the credit card statement date is the final repayment date of the credit card, and the final repayment date of the Ping An Credit Card is the 18th day after the credit card statement date. Assume that a cardholder's credit card bill date is the 20th of each month, then the cardholder's final credit card repayment date is the 8th of the next month.

Since overdue repayment will have a negative impact on the cardholder's personal credit, it is best for the cardholder to complete the repayment a few days before the final repayment date to avoid delays in the arrival of funds. reasons, leading to late repayment.

The billing date of Ping An Bank's credit card

The billing date of Ping An Bank's credit card is not determined according to the card type. The billing date of each cardholder may be different and is random by the system. Assigned, each customer of Ping An Bank has a fixed billing date. On the billing date, your transactions from the last month's billing date to this month's billing date will be calculated and a bill will be generated. The account needs to be repaid within 18 days after the billing date. payment. In other words, the final repayment date for Ping An Bank credit cards is 18 days after the statement date.

For example, if you are a Ping An Bank credit card holder, the 20th of each month is the billing date, the 8th of the following month is the final repayment date, and consumption is on February 21st, and March 20th is the final payment date. The bill date is April 7th as the last payment date, and the interest-free repayment period is from February 21st to April 7th.

Ping An Bank’s credit card statement date refers to Ping An Bank’s regular monthly summary and settlement of various transactions and expenses incurred in the cardholder’s credit card account for the current period, and calculation of interest and calculation of the cardholder’s current period. The date of repayment. The billing dates of different cardholders may be different from each other; the initial billing date of Ping An Bank's credit card is assigned by the system when Ping An Bank reviews the credit card; if necessary, cardholders can call Ping An Bank's credit card customer service hotline (95511-2) to modify it The billing date can only be modified once within 6 months; currently, there are 5, 7, 10, 13, 15, 17, 20, and 25 available for Ping An Bank credit card billing dates.

When is the billing date for Ping An’s standard credit card? Five ways to quickly check

Ping An Bank’s Ping An Standard Credit Card has been attracting many people to apply for it since it was issued. After people use the credit card to make purchases, they need to repay before the specified deadline. This is about credit cards. Information about the billing date. So, when is the standard billing date for Ping An’s credit cards?

There are eight billing dates to choose from for Ping An Bank credit cards: the 5th, the 7th, the 10th, the 13th, the 15th, the 17th, the 20th and the 25th.

However, the billing dates for Ping An Bank credit cards are randomly assigned, and each cardholder's billing date may be different. The due date for repayment is 18 days after the billing date, so you need to Repayment is required within 18 days after the bill date, but the interest-free period of this credit card is about 20 to 50 days.

So, how do you know when the billing date of your credit card is?

1. The bank will send you a statement of your credit card consumption records every month. You can check your billing date and repayment date on the statement.

2. You can call Ping An Bank’s customer service hotline 95511 for inquiries.

3. You can log in to Ping An Bank’s online banking for enquiries.

4. You can use the reserved mobile phone number to edit the text message "CXZD# last 4 digits" and send it to 95511 to check the billing date and repayment date of the credit card.

5. You can follow the WeChat official account of Ping An Bank and then bind your personal credit card to check the bill date, repayment date and other information.

The above is a summary of the relevant information about Ping An’s standard credit card billing dates. They are all randomly assigned. You can also query your credit card billing date and repayment date through the above method, if you want to change it. As for your statement date, you can call the bank's customer service number to apply for a change, but it can only be changed once within half a year.

What is the repayment date for Ping An Credit Card?

The repayment date for Ping An Credit Card is not uniformly fixed, and the repayment dates vary among different cardholders.

The billing dates for Ping An Credit Card are usually the 3rd, 5th, 7th, 10th, 13th, 15th, 17th, 20th, 22nd and 25th of each month, corresponding to the repayment The days are the 21st, 23rd, 25th, 28th, the 1st of the next month, the 3rd of the next month, the 5th of the next month, the 8th of the next month, the 10th of the next month, and the 13th of the next month.

Please check the bill for the actual repayment date, or call the Ping An service hotline 95511 for consultation.

Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date (BillingDate).

Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the cardholder has a certain credit limit and can consume within the credit limit and then repay;

A quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve as required. When the reserve account balance is insufficient for payment, the card can be overdrawn within the specified credit limit. The so-called credit card generally refers to a credit card only.

Extended information:

Advantages of credit cards

Compared with ordinary bank savings cards, the most convenient way to use credit cards is that they can be used when there is no cash in the card. For ordinary consumption, in many cases it is enough to repay the consumption amount on schedule.

You can use overdrafts without deposits, and you can enjoy an interest-free period of 20-56 days for on-time repayment without any interest charges (most banks will charge an interest of 50,000 cents on the day of cash withdrawal, and There is a 2% handling fee. ICBC cash withdrawals are free of handling fees and only charge interest).

Swiping your card when shopping is not only safe and convenient, but also provides points for gifts.

You can enjoy discounts when you use the card at the bank's designated merchants.

Accumulate personal credit and add a record of integrity to your credit file that will benefit you throughout your life.

It is accessible nationwide and you can withdraw money or make purchases by swiping your card at ATMs and POS machines with the UnionPay logo; (Note: Credit cards are only suitable for consumption and swiping. It is best not to withdraw cash. The handling fee for cash withdrawals is very high and very inconvenient. Cost-effective)

Swipe card purchases, collect existing points with some credit cards, and offer a variety of discounts and lucky draws throughout the year, so you can always be surprised as long as you use the card; (most credit card online payments do not have points, but online shopping payments Very convenient and fast)

Free mailed statements every month, allowing you to transparently control every consumption expenditure; (now promoting green environmental protection, paper statements can be canceled and changed to electronic statements)

The unique supplementary card function is suitable for couples to manage finances at the same time, or to control their children's financial expenditures.

The free choice of one card and dual currencies is available all over the world. Overseas consumption can be repaid in domestic RMB.

400 or the 5-digit short number starting with 9 is available 24 hours a day. Loss reports are effective immediately and there is zero risk of losing the card.

Have validity period: It is known that the validity period of domestic credit cards is generally three or five years.

Use third-party platforms (the domestic platform that supports credit card bill management is mainly Jujindou) for business cooperation to provide cardholders with preferential services.

Disadvantages

The invention of credit cards is like a double-edged sword, which can solve the temporary economic crisis, but the purpose of banks issuing credit cards is to make money. Once the interest-free repayment time is exceeded, , a high amount of interest will be charged, usually 50,000 per day.

Swiping cards for blind consumption is not like spending money one by one like paying with cash. Once you swipe, you don’t feel anything, just a few numbers, which leads to blind consumption and money flowing like water.

Excessive consumption of laptop installments, digital camera installments, and smartphone installments. While enjoying your favorite items in advance, you must also consider whether you are able to repay them.

High Interest Rates If you don’t know how to take care of your credit card and cannot repay the loan as scheduled when the final payment date comes, the bank will charge you high interest rates. (The minimum first-month repayment of a credit card shall not be less than 10% of the overdraft amount of the month).

Credit cards that require annual fees basically have annual fees, but they basically have annual fee-free policies. For example, China Construction Bank only needs to swipe the card three times a year to waive it; but you have not swiped the card in a year to reach the bank. A specified number of times requires an annual fee.

That’s it for the introduction to the billing date of Ping An Credit Card.