If the credit card application fails, the user can apply again after 3 months. If you apply immediately after your application fails, the result is likely to be unsuccessful. It's best to find out why your credit card application was declined after it was declined. There are many reasons why credit card applications fail. The specific analysis is as follows:

1. The information submitted by the applicant is untrue. In this case, the applicant needs to prepare a complete certificate at least every three months before applying again. Once the bank notices a bank rejects the card directly.

2. The applicant has too many credit cards. Banks usually suspect applicants of cashing out and therefore disapprove. Only when the applicant's financial strength has significantly improved or the previous credit card has been canceled can they try to apply for credit cards from other banks.

3. Poor personal credit investigation. The bank checked the applicant's credit record and found that it was overdue multiple times, and stipulated that if the online application for a card is rejected, apply again after 5 days.