First, the credit card application of China Merchants Bank failed due to the following reasons:

The first reason is the applicant's basic information, such as under 18 years old, occupation is a restricted area for bank credit cards, the information provided is not detailed, and the payroll information is not detailed;

the second reason is the applicant's credit information, such as repeated application, unstable job, bad credit record and poor contact with the applicant.

the third category is other reasons, such as the contact person's ignorance or unwillingness to be a contact person, the applicant's health reasons, and the contact person's unqualified requirements.

2. If there are no problems for the above reasons, it is recommended to call the customer service center of the bank and consult the bank staff to find out what caused your application to be rejected. Generally speaking, there is something wrong with your materials or your credit.

Extended information:

Credit card application skills:

1. If you apply for the first time, you'd better start with the general card. Don't be too greedy. What's important is to get off the card smoothly;

2. It is easier to apply for a credit card at the beginning of the year or at the end of the year when the bank needs to offset its performance.

3. If a friend holds a high-value credit card or a high-end credit card, asking them to recommend you to apply for a credit card will greatly improve the success rate;

4. Choose the company as the mailing address of the credit card to show your job stability to the bank.

Credit Card of China Merchants Bank-Credit Card Tips