Cash interest will be charged from the date your overdraft withdrawal is entered into your account. The daily interest rate is 0.05, and compound interest is calculated monthly. If the payment is not repaid in full after the due date, all consumption on the current bill will no longer enjoy the interest-free period. From the day of consumption, interest of 0.05% will be accrued on each consumption every day.
The repayment date for CCB credit cards is 20 days after the statement date. From the bill date to the repayment date, the interest-free repayment period for CCB credit cards is up to 50 days and the minimum is 20 days.
. CCB credit card installment repayment interest rate: CCB credit card single consumption of more than 1,000 yuan can apply for consumption installments. You can apply for 3, 6, and 12 installments. The handling fees are 0.7, 0.6, and 0.6 respectively. No Interest. Interest on CCB credit card cash withdrawals: In addition to handling fees, CCB credit card overdraft withdrawals must also pay interest, and do not enjoy interest-free treatment. Cash interest will be charged from the date your overdraft withdrawal is entered into your account, with a daily interest rate of 0.05 and compound interest calculated monthly.
If the amount on the bill is not repaid in full before the final repayment date (inclusive), then all consumption on the current bill will no longer enjoy the interest-free period and will be self-consumption Starting from that day, interest of 0.05% will be charged on each purchase every day. Therefore, the specific amount of interest accrued in China Construction Bank must be calculated based on the consumption date.