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How does ICBC view the credit card pre-approval quota?
To inquire about the credit card pre-approval limit given by ICBC, directly log in to ICBC's credit card app "ICBC e-Student", and then click "Apply for Card" on the "Select" page. The recommended limit displayed on the card application page is the credit card pre-approval limit. Alternatively, customers can log in to ICBC's mobile banking client, click the "Credit Card" page, and then click "Handle Card" to make an inquiry.

It should be noted that not everyone can inquire about the credit card pre-approval limit, because ICBC will only provide the pre-approval limit to customers who have business dealings, and new customers will not provide it.

Moreover, there is a pre-approval quota, which generally means that the card is relatively "stable". If there is a pre-approval quota, customers should increase their business dealings with ICBC.

For example, if you apply for a savings card at ICBC, you can usually deposit more money in it, and you can use credit cards to spend more, resulting in bank flow; You can also let the unit pay the salary to the ICBC debit card under its own name and become the payroll customer of ICBC; Moreover, you can buy some ICBC wealth management products, and loans such as mortgages and car loans can also be handled at ICBC.