However, there are the following provisions:

The overdraft limit of gold card account is 10000 yuan, and that of ordinary card is 5000 yuan. Overdraft and interest must be returned within 60 days (inclusive) after the bank bookkeeping date. Overdraft interest shall be charged at the daily interest rate of 0.5 ‰ from the overdraft bookkeeping date, and loan interest shall be charged on a monthly basis.

The cardholder shall repay the overdraft in the order of overdraft interest and overdraft principal.

Credit card withdrawal is different from credit card withdrawal. Cash withdrawal by credit card is one of the inherent functions of credit card itself. Cardholders can withdraw cash from the bank by credit card. Credit card withdrawal mainly includes overdraft withdrawal and overpayment withdrawal. You need to pay interest for overdraft cash withdrawal, and the interest will be calculated from the day you withdraw cash, while the overpayment cash withdrawal does not require interest, only a part of the handling fee, depending on the bank's regulations.