The court will accept cases of overdue credit cards. As long as the following conditions are met, the court will accept civil litigation: (1) the plaintiff is a citizen, legal person and other organization that has a direct interest in the case; (2) Having a clear defendant; (3) Having specific requests, facts and reasons; (4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court. According to the provisions of Article 120 of the Civil Procedure Law, the prosecution shall submit a complaint to the people's court and submit a copy according to the number of defendants. If it is really difficult to write a complaint, it can be made orally, which will be recorded by the people's court and the other party will be informed.