1. redemption of special card points: all account-level points of aviation co-branded cards such as Jinsui HNA co-branded cards are automatically converted into aviation miles, and other points redemption activities are not allowed.
2. Redemption of points and gifts: customers can apply for redemption of points and gifts through credit cards, and the balance of points at the customer level will be deducted from regular points and annual fees. The gifts in Pleasant Goat Co-branded Card and Beautiful Upgrade Mom Card are only for the corresponding cardholders to apply for redemption.
3. The specific redemption rules for points redemption items such as point consumption shall be subject to the latest announcement or catalogue of points redemption activities at that time.
Second, the rule of integral accumulation
1. Personal customer points can be accumulated for consumer transactions completed with the bank card of Agricultural Bank of China. Debit cards can accumulate 1 points for every RMB spent in 5 yuan. If it is insufficient for 5 yuan, points will not be calculated, and a single transaction can accumulate up to 300 points. Credit cards can accumulate 65,438+0 points for every 65,438+0 yuan RMB spent, 6 points for every 65,438+0 USD spent and 8 points for every 65,438+0 Euro spent.
2. Cardholders can accumulate up to 300 points for spending at the following designated merchants (subject to the merchant category code), and up to 3000 points for the same account every month. See the table below for details:
Extended data:
Integral validity period
Set the validity period of individual customer points from 20 17 65438+ 10/month. The expiration point is cleared.
Points accumulated before 1, 20 16, 12, 3 1 (inclusive) will expire on 10 in 2022.
2.20 17 years' accumulated points will expire on June 5438+1October 3 1 day, June 5438+08, June 2023 and June 5438+0, 2024.
Items that do not accumulate points include: 1, annual bank card fee, interest and liquidated damages, handling fees and other fees charged according to the Articles of Association of China Agricultural Bank Jinsui Debit Card, Articles of Association of China Agricultural Bank Jinsui Credit Card and China Agricultural Bank Jinsui Credit Card Collection (Personal Card) Contract.
2. Consumption completed by bank card holders in special types of merchants, including but not limited to real estate, wholesale, sales, leasing and maintenance of various motor vehicles, airplanes and their spare parts, fuel sales, automatic fuel vending machines, public utilities, government services, tax payment, withholding, charity and social welfare, medical institutions, schools, child care, agricultural services, contracting services, gardening, electrical accessories and equipment, heating, etc.
3. Credit card cash advance, overdraft and cash withdrawal.
4. Other projects specified by Agricultural Bank of China. For details, please refer to the attached list of sporadic non-cumulative points merchants. The information in this merchant list will be adjusted from time to time. Please refer to the information published on the website of Agricultural Bank of China.
Agricultural Bank of China-Integral Rule