Benefits: low handling fees and many promotions. Disadvantages: limited scope of application.

1. Low handling fees and many preferential activities: The handling fees of the Postal Gold Card are relatively low, saving customers a lot of money. Gold card customers can enjoy two free opportunities every month and enjoy more promotions. Postal Bank will launch various preferential activities from time to time, including special merchant discounts, points redemption, etc., so that gold card customers can get real discounts while enjoying services.

2. Limited scope of application: Postal Bank has not fully launched credit card business in second- and third-tier cities, and the scope of application of Postal Gold Card is relatively limited. This will bring inconvenience to users who often need to use credit cards in these cities.