Current location - Trademark Inquiry Complete Network - Overdue credit card - What is the cash withdrawal limit of Bank of Communications credit card?
What is the cash withdrawal limit of Bank of Communications credit card?

Hello, original poster! 50% of the Bank of Communications credit card credit limit is your cash withdrawal limit.

And when withdrawing cash through ATMs, the Bank of Communications credit card amount does not exceed 2,000 yuan per transaction, and the daily cumulative amount does not exceed 5,000 yuan.

At the same time, the poster is reminded that the credit card cash withdrawal fee is 1%, with a minimum of 3 yuan and a maximum of 200 yuan, and the cash withdrawal interest is 0.05% per day.

When the host uses a credit card to withdraw cash, a handling fee of about 1% will be charged on the same day. The so-called recurring interest means that at the end of the month, the previously owed interest will be incorporated into the principal and the interest will be calculated.

After an overdraft is withdrawn, the interest is calculated as follows: (overdraft amount + cash withdrawal fee) * 0.05% * number of overdraft days. Among them, the number of overdraft days is the number of days between the cash withdrawal date and the repayment date. Whether you use a credit card to consume or withdraw cash, it is required that the last payment day of each month must be repaid with no less than the minimum repayment amount, otherwise a late payment fee will be charged. , once a bad credit record occurs, it will be difficult for the owner to apply for a credit card and loan at the bank in the future.