The payment will be automatically deducted from the agreed repayment account at 7:00 a.m. on the repayment date. If the payment is not deducted successfully on that day, additional deductions will be made on the morning of the third day after the due repayment date.

Credit card agreed account deduction time:

China Construction Bank will automatically deduct funds from the agreed repayment account on the morning of the credit card due repayment date. Users are requested to do so before 7 a.m. Deposit the full amount of the repayment into the agreed repayment account. If there are insufficient funds in the agreed account, our bank will deduct the amount based on the amount available. If the payment is not deducted successfully on the day due to system processing time difference and other reasons, our bank will make a supplementary deduction on the morning of the third day after the due payment date. Successful deduction will still be regarded as normal repayment.

Extended information

China Construction Bank provides credit card repayment tolerance service. When the user repays the loan on time but fails to repay the entire amount due in full, the repayment amount will be If the difference between the total repayment amount is less than 10 yuan (2 US dollars, 2 euros), China Construction Bank will treat you as a full repayment, and you can still enjoy the interest-free repayment period for consumer funds.

When the user repays the loan on time but fails to repay the minimum repayment amount in full, if the difference between the repayment amount and the minimum repayment amount is within 20 yuan (5 US dollars, 4 euros), the construction The bank will regard you as repaying the minimum repayment amount, and will not charge users a penalty for repayment, nor will it cause users to have a negative credit record.

China Construction Bank - credit card agreed account debit time

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