Why is the credit card not displayed on the credit report? It may be that the system has not displayed the record for the time being. If you have any objection, you can apply to the website of China People's Bank for objection handling. Relevant forms need to be filled in.

The new version of the credit report of the central bank's personal credit information system has been put into operation, and the "validity period" of overdue records is officially set at five years. The new credit report sets the starting point of overdue information as 65438+2009 10 month, and the previous bad repayment record has been deleted.

Because the relevant departments have not clearly defined the restrictions on negative records, in the old personal credit report, overdue records will be displayed no matter how many years ago. The new credit report only shows the overdue records of consumers in the last five years.