Will be prosecuted. If the user fails to repay on time, the collection department of Xiaohua Wallet will take some measures to urge the user to repay according to the user's repayment plan. If the user fails to repay the loan for a long time, Xiaohua Wallet will take legal measures to collect the loan, and even sue the user to protect his rights and interests. Xiaohua wallet is an Internet wallet created by Xiaohua (Xiamen) Internet Financial Information Service Co., Ltd. (referred to as "Xiaohua Jin Fu") for young people. Provide cash loan, credit card repayment, installment shopping and other services, and adopt the fast approval mode of "biometric technology+big data credit rating" to create a "free application, fast approval and fast repayment" online loan experience. The core members of Xiaohua Wallet have more than 10 years of service experience in the fields of finance and Internet. 55% of the team members are from well-known financial institutions such as CITIC, Ping An, China Merchants Bank, Guangfa, Weizhong and Gitzo, and 45% are from well-known Internet companies such as Tencent, Alibaba and JD.COM.