The repayment date is the day after the bill appears to pay off the single-day expenses. Generally, there is a grace period of about ten days after the bill, just like a credit card.

JD.COM's billing date refers to the bill summarized after one month of borrowing. The borrowing after the billing deadline and the subsequent consumption are all included in the next month's bill, and the repayment date is nine days after the billing date. For example, March 2nd today is the billing date, and the repayment date is March 1 1. On March 3rd, I bought goods with white stripes in JD.COM, and the down payment was April 1 1.