It doesn't matter how many times the credit card is swiped. You can swipe your card at once for the first time. At present, the bank does not stipulate the maximum amount of one-time credit card. Credit cards have "credit limit" and "available limit". Credit limit refers to the maximum amount that the card can use, and the available amount refers to the current total available amount, in which the available amount is the maximum amount that the cardholder can swipe the card at one time.

In fact, there is no fixed credit limit, and the level of credit limit depends on the level of the card applied for and the qualifications of the applicant.

At present, most credit cards in China are divided into three grades: Puka, Gold Card and Platinum Card. Different credit cards have different credit limits, such as ordinary card 1 0,000-1 0,000 yuan, gold card10,000-50,000 yuan, and platinum card above 50,000 yuan. Friends who apply for a credit card for the first time belong to white letter users and have no credit history. Banks get less information and cannot judge their willingness and ability to repay, so the amount will not be too high, generally around 3000 yuan-10000 yuan. But also according to personal qualifications, especially the work unit, salary status and so on.

First of all, you should choose the card according to your own situation. Although the amount of the first card application for white households will not be too high, there are exceptions. If you have excellent conditions, you can also choose a platinum card for the first time. If it is normal, it is recommended to choose a normal card, so that you will have sufficient confidence in getting the next card.