1. The applicant must be over 25 years old and meet the basic conditions for applying for a credit card.

2. Pay social security, provident fund, and personal income tax normally, have real estate or car property in your name, purchase financial products from Everbright, and have applied for credit cards and personal loans from Everbright or other banks.

3. There is no stain on the personal credit report and the credit report is in good condition.

4. Have sufficient asset certificates.