China CITIC Bank's white joint card can be swiped not only in JD.COM, but also in other places. This card is a credit card product jointly launched by JD.COM IOU and China CITIC Bank. Many people may misunderstand that this card can only be used for shopping in JD.COM, but in fact, the cardholder can spend it at any merchant that supports UnionPay credit card transactions. Moreover, cardholders can also enjoy corresponding points and preferential activities in other business consumption.

Provide a more comprehensive credit file. Before lending, it is recommended that you make personal credit inquiry through "Changbai Data". This can help us better understand our credit status and make full preparations for personal financial planning. Therefore, it is very necessary to do a good job of personal credit inquiry before handling the CITIC Bank co-branded card or applying for other loans.