The overdraft limit of ICBC credit card is only 10 yuan, which means you can use this credit card for overdraft consumption of up to 10 yuan. Although the amount is lower, it can still be used in certain scenarios. Here are some suggestions:
1. Installment payment: Although your credit card overdraft limit is only 10 yuan, you can consider using it for installment purchases. Many merchants and e-commerce platforms support installment payment. You can divide the goods you want to buy into multiple purchases. The amount of each purchase should be controlled within 10 yuan, and then complete the payment through installment payment.
2. Online consumption: You can use this credit card to make purchases on e-commerce platforms that support credit card payment, such as Taobao, JD.com, etc. Choose items priced within 10 yuan and pay with a credit card, so you can make full use of your overdraft limit.
3. Recharge services: Some recharge services also support credit card payment, such as phone bill recharge, bus card recharge, etc. You can check the payment methods of related services, choose a platform that supports credit card payment, control the recharge amount within 10 yuan, and pay with a credit card.
4. Emergency use: Although the overdraft limit of 10 yuan is not high, in an emergency, for example, if you just need to buy some lower-priced daily necessities or food, you can use this credit card to pay. Solve an urgent need.
It should be noted that when using a credit card, please make sure to repay on time to avoid additional interest and fees due to overdue payments. At the same time, maintaining a good consumption and repayment record will help improve your credit limit.