The first installment of the Agricultural Bank of China credit card installment payment is more than 1,400. The monthly repayment amount is different because not all the user's consumption amount can be installmentd. The part of the amount that cannot be installmentd is fully included in the minimum repayment amount. of. Therefore, for example, the user's bill amount is 1,000, and the repayment amount after installment is 95, but the actual repayment amount is 300, because some of the amount cannot be repaid in installments. Therefore, it is normal for the installment amount and the repayment amount to be different. Users only need to repay according to the amount shown on the bill after the installment.