The handling fee for each period is 0.6% of the installment principal, accurate to the nearest digit, and the handling fee is charged monthly. Cash installment is a one-time charge, and the handling fee = 0.7%*principal*number of installments. The one-month cash installment fee is: 6000×0.6%=36 yuan The two-year cash installment fee is: 6000×0.6%x12x2=864 yuan 1. How to apply for bill installment: 1. Call the credit card customer service hotline 40066-95599 to apply for bill installment . 2. Log in to the Palm Bank APP, select "Credit Card" - "Instalment Repayment" to apply for bill installment. 3. Log in to personal online banking and click "Credit Card" - "Instalment" - "Bill Installment". 4. Follow the "Agricultural Bank of China Credit Card" WeChat official account, click "My Card" - "Apply for Installment" at the bottom of the page to apply for bill installment. 2. How to apply for consumption installment: 1. Call the credit card customer service hotline 40066-95599 to apply for consumption installment. 2. Log in to the Palm Bank APP, select "Credit Card" - "Bill Inquiry" - "Unissued Bill", and try to apply for consumption installment. 3. Log in to personal online banking and click "Credit Card" - "Instalment" - "Consumption Installment". 4. Follow the "Agricultural Bank of China Credit Card" WeChat official account, click "My Card" - "Apply for Installment" at the bottom of the page to apply for consumption installment. 3. How to apply for cash installment: 1. Call the credit card customer service hotline 40066-95599 to apply for cash installment. 2. Log in to the Palm Bank APP and select "Credit Card" - "Cash Installment". 3. Log in to personal online banking and click "Credit Card" - "Instalment" - "Cash Installment". Warm reminder:

1. After the installment application is successful, overpayment will not automatically repay the undue principal of the installment. If you need to repay in advance, please call the credit card customer service hotline 40066-95599 to apply. 2. After the installment application is successful, please be sure to repay the bill in full and on time, otherwise our bank will charge interest fees; overdue repayment will also affect your credit record. After multiple overdue payments, the installment business will be automatically terminated, and you will need to pay all installments later. The balance is paid off in full at once. 1. Log in to Baidu, search for "Agricultural Bank of China Credit Card" and click on "Agricultural Bank of China". 2. Click on "Personal Services" on the menu bar. 3. Place the mouse cursor on the "Personal Services" menu and a drop-down menu will automatically appear. Click on the "Credit Card" column inside. 4. After clicking in, you will see the "Instalment Financial Management" column in the menu bar. Click to enter. 5. After clicking in, you will see various installment repayment methods. Just select the installment you need. Credit card installment agreement terms of Agricultural Bank of China Credit Card 1. Our bank has the right to independently decide whether to agree to the cash installment application and the installment amount based on internal business regulations and commercial judgment.

2. The principal payable in each cash installment is equal to the total principal of the applied cash installment divided by the number of installments, rounded to the nearest dollar, and the difference will be increased or decreased in the last installment. The installment handling fee is charged in one lump sum on the first billing date, and the total installment handling fee is calculated by multiplying the installment principal by the applicable handling rate. The principal and handling fee of each installment repayable are included in the account's minimum repayment amount for the current period and must be repaid in full at once. 3. Once the cash installment application is successful, the cardholder shall not apply for cancellation. 4. Liquidated damages and other fees arising from cash installments are charged based on our bank's credit card regulations and receipt contracts. 5. When the cardholder repays the current repayment amount listed on the bill in full before the due repayment date, the current installment principal and handling fee will enjoy an interest-free period; if the cardholder fails to repay the payment on time, our bank will The right to calculate and charge corresponding interest and fees according to the credit card's interest calculation and charging rules. 6. If the cardholder needs to repay the loan in advance, he must call customer service to apply. The time during which you can apply for early repayment is from the date of successful installment application to before the penultimate installment bill is generated. After the early repayment application is successful, the installment fee that has been recorded will not be refunded. Early repayment is divided into partial amount early repayment and full amount early repayment. If part of the amount is repaid early, the repayment amount must be an integral multiple of the installment principal payable in each period and the corresponding installment handling fee. Early repayment If the entire amount is repaid in advance, the repayment amount will be the entire undue installment principal and installment handling fee. After the entire amount is repaid successfully in advance, the installment will automatically end.