1. Credit card interview means that the cardholder goes to the card issuing bank’s business outlet to sign in person.

2. After the general applicant submits the application online, the bank will send a text message to inform him that he has passed the preliminary review, and requires him to bring his ID card to the business outlet of the card-issuing bank for an interview within the specified time.

3. If the card issuer sends the credit card to the applicant, then the applicant needs to go to the bank for an interview to activate the card after receiving the credit card.

4. Applicants need to bring their ID card, credit card, and the "Card Collection Confirmation Letter" mailed with the card.

5. The interview is only to confirm the identity of the applicant, so bank staff will ask for some personal information of the applicant to confirm that you are the applicant.

:

A credit card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Card opening: Since the card is sent by mail after the credit card application is approved, there is no guarantee that the recipient is the applicant. In order to protect applicants and banks from fraud losses, the credit card has set up a card opening procedure before it is officially launched. Card opening is mainly done by phone or online. The relevant personal information provided during the application is checked. Once the information is met, the card opening process is completed. At this point, the applicant becomes the card holder and can officially start using it after signing on the back of the card. After opening a credit card, you generally need to set up a password for the card.

After accepting a credit card, a credit card merchant or bank must review the validity of the credit card and the identity of the cardholder.

What is the process for applying for a credit card?

The process for applying for a credit card is as follows:

1. Apply for a credit card at a bank branch.

(1) Go to the bank to fill in the credit card application form and submit personal certification and other application materials. All information including income, position, etc. must be filled out truthfully in the application form.

(2) Waiting for bank approval. During the credit card review stage, users can go to the official website of their bank to check the progress of their credit card application.

(3) After the bank has approved it, the credit card will be sent to you by express delivery. If the review fails, you will also receive a message from the bank.

2. Apply for a credit card through the Internet.

(1) Find the official website of the bank you want to apply for, click "Credit Card" - "I want to apply for a card".

(2) Select the type of credit card you want to apply for and the area where you want to apply for the card, and then click "Apply Now".

(3) Fill in the true personal information as required, click "Next", and submit after confirming it is correct.

(4) Wait for the bank’s review. After passing the review, wait for the bank’s express delivery.

Several colleagues in our office went to the card fish--plus two days ago to apply. The official account was directly approved in seconds. There are more than 20 options to choose from, which is convenient and the limit is high

Apply for a credit card conditions?

1. The age of the credit card applicant needs to be between 18-60 years old and a legal citizen of my country with full capacity for civil conduct;

2. The credit status of the credit card applicant Must be in good standing and must not have serious overdue repayment records;

3. Credit card applicants must have stable economic income.

Generally, users who meet the above conditions can apply for a credit card at the bank. However, if the user wants to apply for a gold card, special card type and other credit cards, they need to meet the bank’s special regulations. For example, if you apply for a gold card, then the income will be The application must reach a certain amount before the application can be processed, etc. For specific conditions, users can directly ask the handling bank when applying.