Great Wall UnionPay Diamond
Enjoy unlimited access to Longteng Airport/High Speed ??Rail VIP Lounge services throughout the year, and can bring 2 people with you
Annual expert appointments, health examinations and Teeth cleaning service once each
Flight delay will be compensated for 1 hour, and 1 yuan will be compensated for every 1 minute of delay, with a maximum limit of 3,000 yuan
A total of no more than 3 roadside assistance and driving services per year Serve.
Mastercard World's Ultimate
Unlimited access to the Longteng Airport High Speed ??Rail VIP Lounge, you can bring 2 people at a time;
Flight delay insurance: No need to purchase tickets, delay 1 The minimum compensation is 50 yuan per hour, and after 1 hour, the compensation is 2 yuan per minute. If the flight is canceled 12 hours before departure, the compensation is 200 yuan. Supplementary cards can also be compensated;
Mastercard benefits: 2 domestic and overseas Longteng transfers It has both primary and secondary cards;
One time global LoungeKey airport VIP lounge;
Hotel discounts, exclusive travel insurance, car rental, dining cashback, shopping cashback, etc.
VISA Infinite Card
The most worthy VISA Infinite Card to apply for
Enjoy unlimited access to PriorityPass global airport VIP lounge services throughout the year.
VISA benefits: Five-star hotel gym, 8 times a month;
High-end card delay insurance is the same as above;
And VISA high-end card privileges, high-end hotel privileges , airline ticket discounts and other benefits.
The best thing about Bank of China is the high-end card. Other than that, the benefits of other mid-range cards are relatively average. It is commendable that the annual fee is waived. However, since Bank of China opened the automatic approval of online credit card applications, the Platinum Card has become a waste of money. The types of cards issued are almost all with a limit of more than 10,000. Fortunately, in terms of points, there is an event to quickly pay 5 times the points, and there are also some small woolen items that can be redeemed for movie tickets and Starbucks, which can make up for some shortcomings.
BOC Standard UnionPay Platinum Card, BOC Metropolis Card
Annual fee: 800 yuan/year, but provincial branches have an annual fee exemption policy, and you can apply for annual fee exemption.
The advantage of these cards is that their positioning level is low and the threshold is not high. As long as there is no problem with the credit report, they are basically exclusive to novices. You can obtain the Bank of China entry-level platinum card and then apply for a second card, a third card, or an N card.
Because as long as Bank of China approves cards of the same level, you can use almost all platinum cards without any hindrance, and you can choose happily.
Air China Co-branded Platinum Card
The Bank of China Platinum Card has a very low threshold because there is no standard for the limit, so it can also be said to be a fake platinum card. For airline co-branded cards, Platinum Card The redemption ratio of the Card is more cost-effective than that of the Gold Card, and the grace period is 5 days longer than that of the Gold Card. This is the advantage of the Bank of China Platinum Card.
Annual fee: The annual fee is 800 yuan/year, which is waived in the first year. In the following year, it will be waived if you make 12 card transactions and the credit limit exceeds 20,000;
Exchange restrictions: Air China co-branded cards are automatically redeemed every month The redemption limit is 200,000 kilometers, and the excess will be redeemed next month.
Main benefits
1) Points are automatically redeemed for mileage; China Eastern Airlines 15:1; China Southern Airlines 14:1; Air China 14:1; HNA Platinum 12:1;
2) Enjoy insurance value-added services if your consumption reaches the standard.
From January 1, 2020 to December 31, 2020, new customers can apply for a Bank of China credit card and designate 1 purchase, and old customers can designate 1 purchase