I am a Hangzhou native, 30 years old this year, and have worked seriously in a well-known Internet company for 7 years. My salary has increased year by year, but these are not the point. The point is that I have my own 14 days of annual leave every year. , you can carefully arrange 2 in-depth outbound trips for yourself and your family.

I have seen many people around me who go to two countries a year, but still talk boringly. Many people will choose to travel in a group, thinking that they will save worry and money. They will fly for more than ten hours, wait in line in front of a local landmark for three hours to take selfies, and share nine of them on their WeChat Moments to show off. I was extremely excited before departure, but my mood plummeted after arriving at the destination. I ate instant noodles in the hotel and continued to stay at home in another place.

These are not trips I want my family to experience, so every time I travel, I read some articles about local culture and history before departure, customize a suitable route, make a budget on NetEase, and then Use my three platinum credit cards to handle important travel matters such as flight and hotel reservations, airport pick-up and drop-off, and airport VIP lounges.

Today, I will talk to you about how to skillfully use credit cards to customize a low-cost, high-configuration trip for your family.

1. Traveling during the holidays, just three platinum cards!

I currently hold three credit cards, which can basically meet most of my travel needs. I will recommend other credit cards for some services.

★ Pudong Express Platinum Card

★China Merchants Bank Classic Platinum Card

★Bank of Communications Standard Platinum Card

2. Do you think holiday air tickets are expensive? You can try redeeming credit card points

After spending a year, I believe many people have accumulated a lot of points. But have you really taken advantage of these points? In fact, the greatest value of credit card points is to redeem airline miles.

Domestic airlines are mainly divided into Air China, China Southern and China Eastern Airlines. The major joint-stock banks have issued co-branded credit cards with the three major airlines. The points of these joint credit cards can be exchanged for mileage. The common exchange ratio is : 18 to 1 for regular cards, 15 to 1 for gold cards, and 10 to 1 for platinum cards. However, the exchange ratios of different banks will still vary greatly. Recommended: Pudong Development Bank Platinum Card

This card is a high-end platinum card from Shanghai Pudong Development Bank. The annual fee is 3,600 yuan, and 200,000 points can be used to offset the annual fee. Bind Alipay/Tenpay, you can also get 5 times the points for payment, and exchange miles for 12:1, which is equivalent to 2.4 yuan per mile. Supplement: Guangfa Air China/China Southern Airlines/China Eastern Airlines co-branded card

The redemption ratio of the Platinum Card is 7:1. Double points for business travel consumption can earn 3.5 yuan per mile.