As more and more people apply for credit cards, many people have applied for China Merchants Credit Card, but their credit cards have been frozen when using China Merchants Credit Card. Many people think that they will unfreeze the credit card after paying off. So if the China Merchants Credit Card is frozen and paid off, will it be unfrozen?

If the China Merchants Credit Card is frozen and paid off, will it be unfrozen?

If the China Merchants Credit Card is frozen due to overdue repayment, then The card will not be unfrozen immediately after the cardholder pays off the overdue balance. Although the debt was paid off, the overdue situation has already been reported to the credit report, leaving a bad credit record in the personal credit report, and this record must be retained for at least five years after the debt is paid off before it may be deleted by the system. . If there is a problem with the cardholder's credit, the bank will not unfreeze the card easily.

If you want to unfreeze your China Merchants Credit Card, you must pay off the overdue debt and generally maintain your credit for a period of time. When your personal credit score improves and your credit report is repaired, When will China Merchants Bank unfreeze the card?