Minsheng credit cards cannot be transferred. Under normal circumstances, credit cards do not have the transfer function, but many people have used credit cards to transfer funds. The details are as follows:

1. Credit cards cannot transfer money outside under normal circumstances, but you can transfer money to the credit card through transfer. However, if the cardholder wants to realize the purpose of transferring money with the credit card, he can also use the credit card to withdraw cash.

2. Since this process is transferred by credit card cash withdrawal, you must pay the same handling fee as credit card cash withdrawal using this transfer method. The domestic cash withdrawal handling fee is 2.5% of the amount. The minimum transaction is RMB 10 per transaction. In addition, cardholders also have to pay a daily interest rate of 5%.

3. If the cardholder wants to use online banking to transfer funds, it is also possible. However, since the credit card does not have the function of overdraft transfer, the cardholder can only use the credit card to open online banking and then use the credit card to transfer money to Alipay, etc. Recharge and wait until there is money in Alipay before transferring money.

Summary: The credit card transfer function is feasible, but the method is slightly different.

Suggestion: If you want to use a credit card to transfer money, unless there are special circumstances, it is best not to use cash withdrawal to transfer money, because once the money is transferred, the interest you pay will be relatively high, which is not cost-effective.