Today, someone asked me to apply for a credit card. Did I get cheated?

not necessarily. After applying for a credit card online, the bank will send a special salesman to handle it at home. For this kind of door-to-door credit card, the applicant does not have to worry about being cheated. If you don't apply for a credit card online, but you meet someone who sells it at home, you need to pay attention to distinguish it when you apply. Because some bank salesmen will go door-to-door to promote their own performance, while others who go door-to-door are not necessarily bank staff, but are likely to be liars.

methods/steps for handling credit cards

1. prepare materials. To go to the bank to apply for a credit card, you must first prepare the corresponding processing materials, generally including the original ID card, work certificate, income certificate and so on.

2. Go to the bank to get the number. After preparing the information, you need to choose a favorite bank outlet and go to the bank self-service number retrieval machine to get the number ready for business during working hours.

3. fill in the card application information. Generally, after getting the number, you can ask the lobby manager of the bank how to fill in the information, and fill in the information according to the tips of the staff and the template provided by the bank. The information required to be filled in is accurate and cannot be smeared.

4. submit information. After filling in the corresponding information, wait until the bank counter calls the number and calls the number you get, then go to the counter and submit the information needed to apply for the card, waiting for the bank's audit.

5. Counter audit. After receiving your audit data, the bank counter staff will review the data according to the corresponding regulations of the bank to see if it meets the conditions for handling credit cards. If it meets the requirements, it will pass the audit. If it cannot handle cards, it will inform the reasons for not handling them.

6. Card issuance is activated. If the bank has passed the card application, the bank counter staff will send you the card in time and help you activate it. Since then, your credit card has been successfully processed.

Advantages and disadvantages of major bank cards: 1. It is difficult for state-owned banks to approve credit cards, but it is easier for banks like China Merchants Bank, CITIC, Guangfa and Ping An to approve cards.

2. It is best to choose a credit card according to daily consumption habits and consumption scenarios. You can choose Guangfa China Southern Airlines for more business trips, and CITIC, Pufa and so on for more shopping expenses.

3. The cards that are easier to handle are I Platinum of CITIC, Guangfa True Love Card, Y-ROWER of Bank of Communications and so on.

4. Statistics show that the probability of getting a credit card at the beginning of the year is relatively high.

5. Pay attention to some extra points, such as education, marriage, personal annual income, housing status and so on.

each bank's credit card has both advantages and disadvantages. which credit card to choose depends on your actual needs.

finally, I have to say that the precautions are: never owe money to the credit card after handling it, otherwise it will affect personal credit and even daily life.

I got a door-to-door credit card and feel cheated. What should I do?

if you simply apply for a credit card and don't pay extra, there is no problem of being cheated. At present, most credit card sales are electronic, and door-to-door sales are rare. I suggest you call the customer service number of the credit card bank you run and consult the customer service to see if you have really applied for a credit card. If the bank customer service response does apply for a credit card, then follow up the progress of the card application. If the customer service of the bank says that it has not found the card information, it is necessary to pay attention to whether to disclose personal information and other issues. If the situation is serious or the fee is deducted, you can report it to the Public Security Bureau to further track the situation.

before applying for a credit card, users can learn about the application conditions, such as being at least 18 years old, having a stable job, having repayment ability, and having a good credit report. These are the basic conditions for applying for a credit card. Users can apply after they meet the requirements. If they do not meet the requirements, the possibility of rejection is very high, and then they can give up the application. Users can submit applications after they meet the requirements. Generally, they can apply for credit cards at the bank counter or in official website. Banks will provide users with different cards, which contain different rights and interests. Users can choose the one that suits them best when applying, so that they can save more money in use. After applying for a credit card, it usually takes 2 working days to get the card. There are activation methods in the mail. Users can choose the one that suits them best according to their actual situation. When activating, users must set the transaction password and inquiry password. Note: when users apply for a credit card, they do not get the card according to the type of the card, but according to the application materials submitted by the users; Therefore, if the user wants to get a higher amount, it is best to submit a better proof of financial resources, so that the amount of cards issued by the bank will be very high.

Extended information:

According to different payment methods, credit cards can be divided into credit cards and quasi-credit cards:

1. Credit cards. It is that when the issuing bank provides bank credit, it overdraws first, and then repays or pays by installments. Most of these cards are used in international circulation. That is to say, the way to allow cardholders to pay off their credit card accounts is "consume first, then deposit". Most of these cards are used in international circulation.

2. quasi-credit card. It is a credit card issued by the bank, which deposits first and then consumes. When applying for a credit card, the cardholder needs to deposit a certain amount of money in the issuing bank in advance for backup. The cardholder needs to use the card on the basis of the deposit balance, and generally overdraft is not allowed.

Hello, I was cheated of 3 yuan, all the information and photos by a door-to-door salesman yesterday. What should I do now?

Call the police, or which bank you apply for a credit card and complain about them. This is related to their reputation and should be investigated. Whether the person who sells credit cards door-to-door is true or not, you can check with the bank to which the person belongs by recording the employee's job number, name and department.

if you need to verify whether the identity of Ping An Bank personnel is true, you can call the credit card customer service hotline 95511-2 after recording the job number.

1. A credit card, also called a debit card, is a credit certificate issued by a commercial bank or credit card company to a qualified consumer. It is in the form of a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

2. The credit card stipulated in the relevant laws of our country (Interpretation of the NPC Standing Committee on the Provisions on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or some functions such as consumer payment, credit loan, transfer settlement, cash deposit and withdrawal. On December 1st, 217, the Standard for English Translation and Writing in Public Service Field was officially implemented, stipulating that the English name of credit card standard is CreditCard_

3. Credit card consumption is a non-cash transaction payment method, and it is not necessary to pay cash when spending, and repayment will be made on the BillingDate.

4. Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can spend first and then repay; Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.

5. The earliest credit card appeared at the end of 19th century. In the 198s, the British clothing industry developed the so-called credit card, and the tourism and business sectors also followed this trend. However, at that time, the card could only be used for short-term commercial credit, and the money still had to be paid as needed, and there was no long-term default and no credit line.

6. Credit cards are generally special carrier plastic cards with a length of 85.6mm, a width of 53.98mm and a thickness of 1mm. The name of the card issuer, the expiration date, the number and the name of the cardholder are printed on the front, and there are chips, magnetic strips and signature strips on the back. Cardholders can use their credit cards to shop, spend money and deposit and withdraw cash from banks.

the door-to-door credit card said that it was really fake to send an electric car

the door-to-door credit card said that it was fake to send an electric car.

It's best to go to the bank. It's easy to reveal personal information or it may be a scam when you go to the door. Now banks usually have tasks and send some small gifts.

Is it a liar to send a gift with a credit card at home?

It is a liar to send a gift with a credit card at home.

it's not a good thing to apply for a credit card at home, you know. First of all, when we register personal information, we may collect your ID card, work certificate and other personal information from the leaked information. Maybe I can help you approve your credit card, just pay the deposit and don't have to do it myself, but most of these behaviors are scams.

a credit card, also known as a debit card, is a credit certificate issued by a commercial bank or credit card company to a consumer with qualified credit. It is in the form of a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back.

that's enough for the introduction of door-to-door credit card fraud.