you can log on to the online payment website of unionpay, register for personal payment service, and bind your debit card, so that you can repay CITIC Credit Card through online payment. The account will arrive on the next working day, and the handling fee will be exempted temporarily.

for details, click

2. Cash repayment over the counter

You can repay CITIC Credit Card in cash at the counter of any online banking outlet in the following cities. Accept others' repayment and repayment without card, and receive the account in real time without handling fee.

city bank list

Shanghai

(branch details) China Merchants Bank, Shenzhen Development Bank, Huaxia Bank, Guangdong Development Bank, Minsheng Bank, Industrial Bank, China Everbright Bank

Hangzhou

(branch details)

Bank of Communications, Guangdong Development Bank, Huaxia Bank, Shenzhen Development Bank, Minsheng Bank, Shanghai. Zheshang Bank, Huzhou Commercial Bank, hengfeng bank

Jinan

(outlet details) Minsheng Bank, China Everbright Bank, Industrial Bank, Shenzhen Development Bank, Pudong Development Bank, Jinan Commercial Bank, hengfeng bank

Zhengzhou

(outlet details) China Everbright Bank, Pudong Development Bank, Guangdong Development Bank, Industrial Bank, Jiaozuo Commercial Bank, Sanmenxia City Credit Cooperative

Qingdao

(branch details) China Everbright Bank, Shenzhen Development Bank

Ningbo

(branch details) Minsheng Bank, China Everbright Bank, Industrial Bank, Bank of Ningbo, Yinzhou Bank, Shenzhen Development Bank, Shanghai Bank, Huaxia Bank and Zheshang Bank

III. Cash repayment at the "Repayment Link" counter

. When accepting repayment on behalf of others and repayment without a card, make sure to fill in the accurate CITIC credit card number. (if you choose this repayment method, you need to pay the handling fee for inter-bank transfer in the same city or inter-bank remittance in different places, which usually takes 1-3 working days to arrive at the account. Please consult the bank accessing the network for details.)

Fourth, transfer repayment at the counter of other banks

Use debit cards or current passbooks of other banks to transfer repayment to CITIC Credit Card at their bank outlets, which usually takes 1-3 working days to arrive at the account (except holidays). It is recommended that you handle it 3 days in advance. Different cities and banks accept this business with different charging standards. For details, please consult the bank to which the debit card or passbook belongs.

Inter-bank transfer in the same city: If you have established CITIC Bank outlets in your locality, you should fill in the following methods when transferring money at the counters of other local banks: payee-credit card holder's name, payee account number-credit card number, payee bank-any local outlet of CITIC Bank (such as XX branch of CITIC Bank).

Remittance from other places: If there is no CITIC Bank outlet in your place, you can repay the loan by remittance at the counter of other banks. When remittance, please fill in the following methods: payee–credit card holder's name, payment account number–credit card number, and receiving bank–any outlet of CITIC Bank (such as Shenzhen Branch of CITIC Bank).

v. Inter-bank ATM transfer repayment

Our bank has opened ATM inter-bank transfer repayment in 17 cities. As long as you hold a debit card of any online bank, you can transfer repayment to CITIC Credit Card at any online bank ATM in the following cities.

cities opened: Beijing, Shenzhen, Guangzhou, Xiamen, Hangzhou, Fuzhou, Shanghai, Nanjing, Tianjin, Wuhan, Changsha, Jinan, Shenyang, Dalian, Kunming, Qingdao and Ningbo. It is more convenient to repay by ATM inter-bank transfer in real time.

please consult the issuing bank and the local UnionPay customer service hotline 95516 for specific business requirements such as ATM transfer function application and transfer limit of other banks' cards.

ATM transfer repayment process

List of banks in cities

Beijing Minsheng Bank, Shenzhen Development Bank, Bank of Beijing, Huaxia Bank, China Everbright Bank, Industrial Bank, Guangdong Development Bank, Bank of Communications, Pudong Development Bank and Beijing Rural Credit Cooperative;

Shenzhen Minsheng Bank, Huaxia Bank, Postal Savings Bank, Shenzhen Commercial Bank, Shenzhen Rural Credit Cooperative, Bank of Communications and Industrial Bank;

Guangzhou Shenzhen Development Bank, Guangdong Development Bank, Pudong Development Bank, Bank of Communications, Industrial Bank, China Everbright Bank, Minsheng Bank, Guangzhou Commercial Bank and Guangzhou Rural Credit Cooperative;

Xiamen China Bank, China Construction Bank, Industrial and Commercial Bank, Agricultural Bank, Postal Savings Bank, Industrial Bank, China Everbright Bank, Xiamen Commercial Bank, Bank of Communications and Xiamen Rural Credit Cooperative;

Hangzhou Guangdong Development Bank, Huaxia Bank, Shenzhen Development Bank, Bank of Communications, Minsheng Bank, Shanghai Pudong Development Bank, Industrial Bank, Hangzhou Commercial Bank, Huzhou Commercial Bank, Jiaxing Commercial Bank, Jinhua Commercial Bank, Ningbo Commercial Bank, Shaoxing Commercial Bank, Taizhou Commercial Bank, Taizhou Tailong Chengxin, Wenzhou Commercial Bank, Zheshang Bank and Zhejiang Rural Credit Cooperative;

Fuzhou Bank of Communications, Industrial Bank, China Everbright Bank, Minsheng Bank and Quanzhou Commercial Bank;

Shanghai Minsheng Bank, Industrial Bank, Guangdong Development Bank, Shenzhen Development Bank, China Merchants Bank, Bank of Communications and Pudong Development Bank;

Nanjing Everbright Bank, Minsheng Bank, Huaxia Bank, Industrial Bank, Bank of Communications, Pudong Development Bank and Shenzhen Development Bank;

Tianjin Industrial Bank, Tianjin Rural Credit Cooperative, Bank of Communications, China Everbright Bank, Pudong Development Bank, Minsheng Bank and Shenzhen Development Bank;

Wuhan Agricultural Bank, Huaxia Bank, Pudong Development Bank, Minsheng Bank, Wuhan Commercial Bank, Guangdong Development Bank and Bank of Communications;

Changsha Everbright Bank, Industrial Bank, Shanghai Pudong Development Bank, Changsha Commercial Bank;

Jinan Industrial Bank, Shanghai Pudong Development Bank, Bank of Communications, Minsheng Bank, Linyi Commercial Bank, Weifang Commercial Bank, Weihai Commercial Bank, Jinan Rural Credit Cooperative and Taian Rural Credit Cooperative;

Shenyang Bank of Communications, Industrial Bank, Pudong Development Bank and China Everbright Bank;

Dalian Bank of Communications, China Everbright Bank, Huaxia Bank, Minsheng Bank, Guangdong Development Bank, Pudong Development Bank and Dalian Commercial Bank;

Kunming Huaxia Bank, Pudong Development Bank, China Everbright Bank and Shenzhen Development Bank;

Qingdao Huaxia Bank, China Everbright Bank and Shenzhen Development Bank;

Ningbo Minsheng Bank, Guangdong Development Bank, Shanghai Pudong Development Bank, China Everbright Bank and Ningbo Commercial Bank;

VI. Repayment via online banking of other banks

As long as you hold the debit card of any bank of ICBC, China Construction Bank, Agricultural Bank, China Merchants Bank, Industrial Bank, Minsheng Bank, Shanghai Pudong Development Bank, Shenzhen Development Bank and Guangdong Development Bank, and open the inter-bank transfer function of online banking of this bank, you can use this function of online banking to repay CITIC Credit Card.

Note:

If you have established a branch of China CITIC Bank, please choose inter-bank transfer in the same city when handling online banking transfer repayment. Fill in the form as follows: payee–name of credit card holder, payee account number–credit card number, payee bank–any local branch of China CITIC Bank (such as XX Branch of China CITIC Bank).

If there is no CITIC Bank outlet in your location, please choose inter-bank transfer in different places when handling online banking transfer repayment. Fill in the form as follows: payee–name of credit card holder, payee account number–credit card number, payee bank–any branch of China CITIC Bank (such as Shenzhen Branch of China CITIC Bank).

Different banks have different arrival times and charging standards. Please consult the bank to which your debit card or passbook belongs for details.

VII. Repayment by Telephone Bank Transfer from Other Banks

If you already have a debit card or current passbook from another bank and have started the inter-bank transfer service of telephone bank, you can call the telephone bank and use the inter-bank transfer function to repay your credit card arrears.

VIII. Self-service repayment of Shenzhen UnionPay EPS

Cardholders in Shenzhen can make cross-bank repayment to CITIC Credit Card with a debit card issued by any bank in Shenzhen through the "EPS" self-service payment terminal set up by UnionPay in the lobby of various bank outlets in Shenzhen. The next working day will be recorded, and there will be no handling fee.

EPS self-service repayment process

IX. Shenzhen UnionPay mobile phone payment and repayment

Customers in Shenzhen can realize mobile phone payment and repayment through the binding of mobile phone numbers of China Mobile, China Unicom and local phone to debit cards, which will be recorded in the next working day, with no handling fee. At present, debit card issuers supporting mobile payment include Agricultural Bank of Shenzhen, China Construction Bank, China Merchants Bank, Bank of Communications, Shenzhen Ping An Bank, Shenzhen Rural Commercial Bank, China Everbright Bank and Huaxia Bank.

1. Binding process of mobile phone, debit card and credit card:

Tips:

The "EPS" terminals for binding mobile phone payment and repayment are mainly located in the lobby of various bank branches and the business halls of China Mobile, China Unicom and Telecom in Shenzhen.

designated number: mobile users send it to 7558188

Unicom users send it to 75595516

local users send it to 1295516

business password modification: edit SMS GMM# old password # new six-digit password to change the business password.

2. Edit SMS to initiate credit card repayment

After the binding of mobile phone, credit card and debit card is completed according to the above steps, you can edit SMS "the last six digits of HK# card number" with your mobile phone at any time and any place and send it to the following number to repay your credit card.

Tips: If the amount includes minutes and angles, please keep two decimal places when entering. For example, the last six digits of the credit card number you should repay are 123456, and the repayment amount is 2.1 yuan. Edit SMS: HK#123456#2.1.