Personal loan conditions of rural credit cooperatives: 1, 18 years old or above, with full capacity for civil conduct, and the sum of the borrower's age and loan term is no more than 60 years, that is, the borrower must be an adult and have repayment ability. 2. Have the ability to work and be the head of the family or the main family member. 3. Have a legal and stable income and the ability to repay on time. 4. Other conditions required by the lending bank.

To apply for a bank loan, you need to prepare materials: 1, and valid identity documents. 2 permanent residence or valid residence certificate, permanent residence certificate. 3. Proof of marital status. 4. Banks are flowing. 5. Proof of income or personal assets. 6. Credit report. 7. Loan use plan or statement. 8. Other information required by the bank.

Rural youth entrepreneurship loans refer to loans provided by rural credit cooperatives to rural youth (under 40 years old) for production, management and other entrepreneurial activities in cooperation with organizations at all levels.

According to the relevant documents, the amount of rural youth entrepreneurship credit loans is controlled within 30,000 yuan in principle, and generally does not exceed 50,000 yuan. Depending on the actual risk of the borrower, mortgage, pledge and guarantee loans can be appropriately increased on the basis of the credit loan amount.