No, the credit card of Postal Savings Bank is a UnionPay standard RMB credit card, which has many functions such as overdraft consumption, overdraft cash withdrawal, installment payment, points earning and so on. The official of the Postal Savings Bank will not call to invite you to apply for a card. Since April 2009, those who are over 65,438+08 years old and meet the requirements for applying for a credit card and provide complete supporting materials can apply at all branches of China Postal Savings Bank.