Credit card cancellation method:

1. First of all, it is recommended to call the bank's customer service hotline to inquire about the cancellation, and see if your card has outstanding debts, balance and unused points.

2. Call credit card customer service to cancel. Take the action as an example. Call the credit card customer service hotline at 400-820-5555 to cancel. After receiving the call, the bank will ask for some supporting information, such as ID number, office phone number at the time of application, company name at the time of application, home phone number and other information you have registered before.

After confirming myself, I will accept the user's application to cancel the credit card. After successful cancellation, I will be prompted to cancel the card successfully, and destroy the card with scissors or other tools.

Extended data

Credit cards that are not suitable for cancellation

Credit cards with overdue records within one or two years.

Usually the repayment records of credit cards in the last two years will appear in the credit report. If there are bad records such as overdue, even if the card is successfully cancelled, the record will still be kept for 5 years.

Credit card cancellation is purely for the annual fee.

At present, the annual fee-free requirement for credit cards is very low, and it can be reduced as long as it is swiped several times a year, so there is no need for cardholders to cancel their cards for this purpose.