The temporary credit line cannot be phased, and the repayment date of the temporary credit line is agreed by the bank, not necessarily after the bill.

Temporary lines can be used immediately after they are successfully upgraded. The temporary line used (exceeding the fixed line) does not enjoy the convenience of circulating credit, and must be paid off in one lump sum on the due repayment date. The specific repayment amount is subject to the bill. If the account is not paid off on time, interest will still be charged.

The use of the temporary limit will not result in the over-limit fee.

There is no handling fee for applying for a temporary increase in the quota.

Applying for a temporary quota requires bank evaluation, and the results may be inconsistent every time.