Legal analysis: Credit cards cannot be used after enforcement. Enforcement of a credit card means being blacklisted. Generally, if you are included in the list of dishonest persons subject to enforcement, your credit card will no longer be usable and will be frozen and deactivated. After being executed by the court, the credit card will be frozen, and you can continue to use it after the debt is paid off. Usually a credit card will be frozen if it is overdue for three months, which will affect your personal credit.
Legal basis: "Civil Procedure Law of the People's Republic of China" Article 242 If the person subject to execution fails to perform the obligations specified in the legal document in accordance with the execution notice, the people's court has the right to file a lawsuit with the relevant unit Inquire about the deposits, bonds, stocks, fund shares and other property status of the person subject to execution. The People's Court has the power to seize, freeze, transfer, and change the value of the property of the person subject to execution based on different circumstances. The property inquired, seized, frozen, transferred, and valuated by the People's Court shall not exceed the scope of the obligations that the person subject to execution shall perform.
When the people's court decides to seize, freeze, transfer or change property, it shall make a ruling and issue a notice of assistance in execution, and the relevant units must handle it.