If you are sure that a certain credit card is really useless, you can cancel the card.
1. Use a fixed phone to call the China Construction Bank Credit Card Center at 400-820-0588 or dial 95533 (redirect to the Credit Card Center) to handle the card cancellation business.
Customer service staff will handle the card cancellation procedure for you after verifying your personal information and account information. There is no handling fee for card cancellation.
2. The specific situation is as follows:
Step 1: You need to check with the China Construction Bank credit card customer service whether there are any outstanding accounts on your China Construction Bank credit card. The bank will not accept your application to cancel the card if the account has been cleared.
Step 2: Under the premise that there are no outstanding accounts, you can check the points status of your China Construction Bank credit card. If you can redeem gifts, it is not too late to redeem gifts first and then cancel the account.
Step 3: After solving these problems, you can apply to China Construction Bank Credit Card Customer Service to cancel the card. Of course, you must also think of a reason for canceling the card, because the customer service will do everything possible to retain you when you cancel the card. .
3. What will happen if the credit card is not activated
1. Although there are no fees for unactivated credit cards, citizens need to be reminded that generally speaking, the number of credit cards should not exceed 3 The total credit card limit should not exceed your total income for six months to one year.
2. From a bank’s perspective, customers who maintain long-term credit relationships and comply with repayment agreements are the bank’s high-quality customers. Through long-term credit relationships with banks, citizens can quickly obtain credit lines from banks when applying for credit business. If you apply for a card indiscriminately just for the small gifts when applying for the card, it will not be conducive to establishing a long-term relationship between the bank and its customers.
China Construction Bank Card Alliance Network