How many days is the grace period of CCB credit card in 2023?
Three days. In 2023, CCB provided a three-day grace period for credit card holders. Among them, the cardholder who has not set an agreed repayment account will still be regarded as normal repayment if he deposits the funds into the credit card account before 16:00 on the third day after the due repayment date. If the cardholder who has set up the agreed repayment account deposits the funds into the agreed repayment account before 7:00 am on the third day after the due repayment date, it will still be regarded as normal repayment.
Why did CCB prompt me to repay after the credit card repayment?
1 The credit card has been fully repaid. The generation time of the reminder message is earlier than the cardholder's repayment time, or it is caused by inter-bank transfer or the third-party payment institution not recording the credit card repayment.
2 The credit card is not fully repaid. In this case, CCB will still send a text message to remind the cardholder that the customer has not paid off all the debts (including only the minimum repayment amount).
CCB's credit card has been repaid by credit card. Will the agreed account be deducted?
If the cardholder has signed a credit card for repayment, CCB will deduct the amount of the day before the due repayment date. This money can be returned to the cardholder's current or future unpaid bills.
If there is still surplus funds (i.e. overpayment) after offsetting all repayments, the cardholder can log in to the latest mobile banking of CCB, enter "cash transfer" in the search box at the top of the homepage, click on the entrance, select the corresponding menu, and transfer the RMB overpayment to his savings account or credit card, and transfer the overpayment funds to the same city account of CCB without any handling fee.
The above are some contents of CCB credit card, so you can pay attention to it.