No, you need to provide at least one financial certificate to prove your ability to repay.

Usually, in addition to ID cards, applicants must also provide corresponding proof of income, proof of residence, personal credit report and other relevant property and credit certification materials when applying for a credit card. The more complete the materials are, the easier it is to get a loan.

After preparing all the information, the applicant can apply for a credit card directly online or at a bank counter. When applying online, the bank will have dedicated staff contact the applicant after receiving the application and request the submission of information required for the loan. The applicant will submit the information according to the method prompted by the staff.

If the application is made through a bank counter, you can apply directly and submit the materials. The bank will usually review the information in about 15 working days. After the information is approved, the credit card will be mailed to the applicant.