1. If it is invalid due to long-term non-use, you can use this card for transaction recovery;
2. If the card is invalid due to damage, you need to bring your ID card to the bank outlet to reissue a new card, and the bank will transfer the balance in the invalid card to a new card.
Second, the credit card:
1. If the card is invalid due to overdue, you need to pay off the arrears first, and then call the bank credit card customer service to apply for restoring the credit card;
2. If the failure is because the bank suspects cashing out, you need to provide proof that it is not cashing out, otherwise it will be difficult to recover;
3. If the card is damaged and invalid, you need to call the bank credit card customer service to apply for card replacement, or go to the outlet to apply for card replacement.
The reason why the extended data bank card is frozen.
1. A bank card is a credit card (debit card). If it is frozen, there may be abnormal transactions such as malicious cashing, forged information, and consecutive password errors in the credit card. The bank card may be frozen by the bank.
2. For overdrawn bank cards, the bank will set the overdraft limit according to the actual repayment ability. If the overdraft exceeds the share, the bank will immediately freeze your bank card.
3. A bank card is a debit card. If it is frozen, it is the wrong account, which means that the bank mistakenly gave the extra money to the depositor's account when trading, so the bank may freeze the extra part. The first is the judicial freeze. According to the relevant provisions of the law, the judicial organ may apply to the bank to freeze the bank card for handling cases. At the same time, customs, tax authorities and other departments also have the right to freeze.
4. No matter what bank card it is, if the password is entered three times in a row, the banking system will automatically lock the bank card password, which is similar to freezing, but not freezing. It will be released automatically after 24 hours.
If you don't apply for a new card when the bank card expires, the bank will freeze your expired bank card after it expires.
6. If the bank card reports the loss several times in a row, it will be frozen because the bank thinks it is suspected of malicious loss reporting.
Baidu encyclopedia-bank card