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What about the credit card? Why do we have to charge in the early stage? Is there anything that doesn't charge in advance?
Hello, I suggest you handle it through the formal channels of the bank. There is no charge for banks to apply for credit cards in the early stage.

If it is a credit card of China Merchants Bank, the most important condition for application is 18-60 years old (foreigners are 25-60 years old), with certain economic ability and good credit record. Please refer to the actual audit of our credit card application results. The necessary application documents are copies of identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit.

1. Please log on to the credit card website and select "Apply for Credit Card"-"Apply for New Customer". Fill in the simple reservation information online and wait for the bank's approval. If approved, experts will provide you with on-site service. If you want to handle the transaction in this way, please confirm your region first, and whether our bank can provide free door-to-door service (the result will be displayed after selecting the province/city/region);

2. Please bring your original identity certificate, work certificate and financial documents to the business outlets of China Merchants Bank in person.

Whether the application is successful or not shall be subject to the results of system audit.

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