FB is the abbreviation of Facebook. According to the latest news, Facebook has launched a QR code payment function. But it is only in the testing period now, and is only being tested in the United States, and has not been officially launched. According to the current test content, Facebook users are now supported to make payments between Facebook users through QR codes. Facebook users can Transfer money by scanning a friend or family member's payment code.

I believe many people have this question. China's QR code payment has been implemented for many years. Why is the implementation of QR code payment in the United States so slow?

In fact, it is not only the implementation of QR code payment in the United States that is so slow, but also the implementation of QR code payment in many developed countries. What are the reasons for the difficulty in implementation?

1. Gap in personal information protection

People in developed countries protect their personal information better. Unlike our Chinese men, women and children, everyone has a smartphone. , I usually download some novel software when I encounter it, and I don’t worry about personal information being leaked. People in developed countries are skeptical about these payments. Most people are worried about the potential dangers of QR code payment, so many people in developed countries would rather use cash than QR code because they protect their personal information too well.

Second, people in developed countries are relatively conservative

This is one of the reasons why the development of QR code payment in developed countries is difficult. People in developed countries are not as open to many new technologies as the Chinese. Everything has the spirit of exploration. When we have crossed the river by feeling the stones, they are still squatting by the river studying the stones. Precisely because they are more conservative, they are not so easy to accept new things. Before accepting new things, they will first study a complete new system and reduce risks before they dare to try it.

Third, let’s talk about my opinion

In offline society, mobile payment has gradually begun to become popular. Whether it is a big city or a small place, mobile payment is basically inseparable. I think mobile payment has advantages and disadvantages. The advantage is that it can be convenient for others. You only need to bring a mobile phone to solve many things. Mobile payment does have potential risks, so we must strengthen the protection of our own information and do not let our personal information leaked out.