Credit card installment repayment is a business launched by banks. Credit cards are fine as long as they are repaid on time. The money in the savings card is your own and you can control it freely.

On June 8, 2003, CITIC Bank Credit Card Center officially issued CITIC Credit Card. By the end of June, 2006, the cumulative number of credit cards issued was nearly 2 million, ranking first in the domestic banking industry, among which CITIC Platinum Credit Card ranked first in the country, initially establishing its position and brand image in the credit card market in China.