Hello, after you receive the credit card, the bank will approve a maximum overdraft limit for you, and you can make normal purchases within this limit. After consumption, you need to repay before the current repayment date. You can make full repayments or minimum repayments. The minimum credit card repayment amount is the minimum amount stipulated by the bank that you must repay before the monthly payment due date. You may not repay the full amount but the repayment amount of each period must be greater than the minimum repayment amount. This is to maintain a good credit record. basic repayment requirements. If you choose the minimum repayment and are unable to enjoy the interest-free repayment period, all purchases in the current period will accrue interest from the recording date (usually the second day after consumption), with a daily interest rate of 0.05% until you pay it off in full. If you repay the current period's repayment amount listed on the bill in full before the payment due date, you can enjoy the interest-free period for your consumption payments. You can choose the repayment method based on your specific circumstances. Minimum repayment amount = 10% cash advance principal + 10% non-cash advance transaction principal + 100% fees + 100% interest + 100% excess consumption + 100% unpaid portion of the minimum repayment amount in the previous period + 100 % of the single installment amount. Please refer to the minimum repayment amount listed in the bill.

If you still have questions and comments, please add "QQ" or "WeChat" to experience the "Micro Customer Service" platform function, or please consult with manual service over the phone.

Method 1: Search for "4008205555" in QQ business friends and add "China Merchants Bank Credit Card Center" as a friend; or search for "cmb4008205555" in WeChat and follow China Merchants Bank Credit Card Center for consultation.

Method 2: Please call the credit card customer service hotline 8008205555 (fixed phone calls only) or 4008205555. Card holders please directly enter the ID number and query password---then select "9" to enter manual service. Card holders please select 3# to enter manual. We will serve you wholeheartedly! Thank you for your attention and support to China Merchants Bank!