Hello, if you need to apply for our bank's credit card business, you can apply for installment repayment of your credit card consumption. Applying for installment repayment of the current bill is called "issued bill installment". Applying for installment payment for consumption that has not yet been billed is called "unbilled installment". (Business cards do not have the installment business function)

Bills that have been issued can be repaid in 2 to 24 installments; transactions that have not been invoiced can be repaid in 2 to 12 installments; one installment is one month. The bill installment handling fee is included in the monthly bill for installment repayment, and the handling fee per installment = the total installment amount × handling rate. The rate for 2nd period is 1.0%/period; the rate for 3rd period is 0.9%/period; the rate for 6th period is 0.75%/period; the rate for 10th period is 0.7%/period; the rate for 12th period is 0.66%/period; the rate for 18th period is 0.68 %/period; the rate for 24 periods is 0.68%/period.

The installment standards for handling fees are formulated with reference to relevant regulations.