1. Bring your ID card and UnionPay card to the bank;

2. Find the counter of the bank that handles this business and apply for it;

3. Or just open it at the self-service machine under the guidance of the staff.

When abroad, you can choose the card swiping machine corresponding to the credit card swiping route according to the credit card organization logo on the credit card. If you swipe the card on the UnionPay line, the payment will be made directly in RMB.