The comprehensive score of a credit card is determined based on the information you provide. An insufficient score proves that you have not submitted enough information. Generally, the information to be submitted must include identification: usually an ID card (if you use It is a new version of the ID card and requires a copy of the front and back). Military personnel need to provide a copy of the military ID card (foreigners: passport and residence permit or employment permit; Taiwanese: Taiwan Compatriot Permit and Employment Permit; Hong Kong and Macao citizens: Home Return Permit and Employment certificate/residence permit);

Employment certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal ), or a copy of the original and marked work permit that has been verified by the promoter;

Proof of financial resources: it can be a bank salary record, or an income tax withholding certificate, or a house, car, deposit and Documents proving investment market value (such as real estate certificate/car driving license/copy of bank time deposit certificate) and other information that can prove your financial level.

The poster can also provide a list of personal social insurance accounts, water and gas bills, credit card bills from other banks, etc. in the past 6 months.

If you prepare these things, applying for a credit card will generally be no problem. If you are still worried, you can apply for a credit card from Bank of Communications, China Merchants Bank, or Industrial Bank. The approval process is not as strict as that of Industrial and Commercial Bank of China.