The credit card can be canceled even if it is not activated.

There is no rule that a credit card must be activated before it can be canceled. If the cardholder does not plan to use a certain card, he can directly contact the bank to apply for cancellation, regardless of whether the card is activated.

The method for applying for cancellation before the credit card is activated is the same as applying for cancellation after the credit card is activated. Simply call the customer service number of the card-issuing bank and submit a cancellation application to the customer service staff through the manual service channel. After the customer service staff verifies that the customer's identity is correct, the customer then tells the customer service staff which card they want to cancel, and the customer service staff will register the cancellation and help the customer cancel the card.

Customers can also go to the counter of an offline business outlet to handle the cancellation business. Since the card has not been activated, customers can also directly wait until the validity period of the card has passed or it will be automatically invalidated. Just in this case, you have to ensure that this credit card will not charge additional fees. You should know that some credit cards will charge annual fees even if they are not activated. If you do not plan to use them, it is better to cancel them as soon as possible.

For unactivated credit cards, if the customer wants to cancel the card, they can directly call the service hotline of the card-issuing bank and contact the customer service staff to apply for cancellation. However, the bank will not cancel the card immediately. Instead, it will wait 45 days after confirming that there is no bill outstanding on the card, and then it will officially cancel the card for the customer.

Everyone needs to note that some cards have hard annual fees that will be charged even if they are not activated, so customers must make repayments before applying to cancel the card. If the balance is not paid in full, the card cannot be canceled successfully.

Under normal circumstances, a credit card can be canceled even if it is not activated. Here are two ways to cancel:

1. The first method is to call the bank to cancel. It will be printed on the card. After calling, choose manual service and tell the customer service staff that you need to cancel the credit card, so you can handle it directly, which is very convenient.

2. The second way is to bring the card to the bank counter to handle it directly. Go to a nearby bank and ask the staff to assist you with the cancellation process. It should be noted that you must bring your personal ID card with you.