The points of China Merchants Credit Card can only be exchanged for physical and virtual goods in integral mall, participate in points games, and draw points. , can't actually be converted into cash.

Points used by China Merchants Credit Card:

1. You can visit the credit card website, exchange points for gifts, and participate in the points lucky draw in the points reward column.

2. In many well-known stores, you can exchange points for goods like credit cards to deduct consumption.

3. Convertible air miles (Platinum card only).

Tips: goods exchanged with points cannot be invoiced. When the consumption part is deducted, the deducted part cannot be invoiced.

Extended data

Credit card points rules of China Merchants Bank

Cumulative credit card consumption points of China Merchants Bank, calculated according to the single consumption record amount, every 20 RMB /2 USD 1 point. ?

Car cards and city theme series gold cards accumulate 1 points for every 20 yuan or USD 2, and an extra 50% points are given (the points are rounded off), but the validity period is 2.5~3 years. YOUNG card, Sina Weibo credit card and GQ card holders will get 1 times extra points in the birthday month, with a maximum of 2,000 points.

If the cardholder uses any untrue transactions, uses the system for fraud, or maliciously obtains points through other illegal means, once found, the illegally accumulated points will be deemed invalid.

The Credit Card Center of China Merchants Bank has the right to cancel its qualification to participate in points activities, refuse to issue or recover the goods exchanged by its malicious points, and reserve the right to pursue its legal responsibility. ?

China merchants bank-integral inquiry and use

China Merchants Bank-Integral Rules