The credit loan of the Postal Savings Credit Card is due to the use of the money on the credit card and the need for repayment. Credit lending is also a service provided by Alipay, which can provide services such as charging treasure, umbrella, digital number and service, and usually requires users' sesame credit to reach a certain score. Users can directly search for credit loan repayment in the search box on Alipay homepage, and then enter the service number to select items for lease.