The time standard for different banks to charge annual fees is different, depending on the regulations of your credit card issuing bank and the agreement between the bank and you when you open the card. But basically all the annual fees of bank credit cards will go into the bill. When you find that there is an annual fee in the bill, just repay it normally. The following are the settlement times of annual credit card fees of some major banks:

1. Industrial and Commercial Bank of China: The number of card swipes will be settled from the card activation date, and will be counted as one year from the corresponding date in the following year. If you don't meet the conditions of annual fee exemption. The annual fee will be charged on this day. ICBC's annual fee deduction will generally be reminded by SMS one month in advance.

2. Bank of China: The number of credit card swipes will be settled from the time when the card is activated, and will be settled for one year on the corresponding day in the following year. For example, the card will be activated in August 10, and the annual fee will be charged in August 10 next year, and so on.

3. China Construction Bank: It will be charged from the first billing date of the card-holding year.

4. Bank of Communications: The number of card swipes shall be settled from the card activation date, and one year shall be counted from the corresponding date of the following year.

5. China Merchants Bank: The date of issuance shall prevail. For example, the card issuing date is 1 65438+1 October1,and the annual fee is calculated from165438+1October 3/the following year.

6. Guangfa Bank: The number of credit card swipes shall be settled from the card activation date and counted as one year from the corresponding date of the following year.

7. CITIC Bank: The number of credit card swipes shall be settled from the card activation date, and one year shall be counted from the corresponding date of the following year.

8. Ping An Bank: The number of card swipes shall be settled from the card activation date, and one year shall be counted from the corresponding date of the following year.

9. Minsheng Bank: The number of credit card swipes shall be settled from the card activation date, and one year shall be counted from the corresponding date of the following year.

10. China everbright bank: the number of credit card swipes shall be settled from the card activation date, and counted as one year from the corresponding date of the following year.